You Made Our Top 350 Ideal Clients
We scrubbed the entire country's public disclosures to find our people: mission-driven organizations where employees are already asking for sustainable investment options. Where plain-language financial education actually connects. Where we fit your current recordkeeper or a switch saves you money.
Certified B Corporation
Newsweek Best Advisors 2025
Grist Top Climate Leader 2024
We only work with mission-driven companies. Here are a few that love us almost as much as we love them.
“Carbon Collective is a breath of fresh air in the 401k advisory space… the plan administration support that’s offered both to me and employees is unparalleled.”
Maleea Meden
HR Director at World Centric
“Carbon Collective's approach to climate-friendly investing is rare in that it satisfies the climate experts on our team, but what's arguably even more valuable is their client support.”
Jesse Ladner
Director of Operations at OneEarth
“Carbon Collective is the answer to anyone wanting to truly invest in solutions for climate change. The Carbon Collective team is constantly looking for new opportunities for the funds as well. It has been a pleasure working with Tavis and Zach.”
Deborah Laframboise
Director of Finance and Grants at Growald Climate Fund
Why you would choose Carbon Collective
Offer your team an actually diversified fund lineup with the best-in-class passive, ESG, and climate-focused funds across a full range of asset classes.
Get live onboarding, quarterly finance 101 sessions, a customized fiduciary portal, and back-end HR support all for less than you're paying your current advisor.
We're a group of climate finance nerds who started an investment firm. We're much closer to being the type of employee you'd hire than Wall Street would.
Let's talk
Let's skip the sales call and just talk.
Is there anything we can help you with right now? Pick what is on your mind, or just say hi. A real person on our team answers, usually the same day.
What happens next:
30-minute introductory call
No pressure, just information
We help with what ever problems you have going on
We respect your inbox.
150+ organizations trust us with $330M in retirement assets.
Certified B Corporation • Fiduciary Standard • Climate-Focused Since 2020
Not today? See how we think first.
Every month, Zach (our CEO) publishes a newsletter on climate, energy, and what's actually happening in the economy. Rigorously researched. Genuinely delightful to read. And Zach personally reads every reply.
Here’s a few emails we recieved in reply:
"Zack and CC team, this was such an informative newsletter. Thank you!
Always enjoy reading your letters. I feel more informed and smarter for it everytime."
This was a super interesting newsletter -- one of your best. I read every word."
"Wow I learn so much from this newsletter, thank you! Hope you and yours are well <3"
Common Plan Questions Answered
What funds will my team get access to?
Passive index funds, ESG funds, and Climate-focused funds across all major asset classes.
Each investment philosophy caters to different risks and drivers for performance. Your team should have the choice to choose what they believe is best for their long-term goals.
Will this cost more than our current plan?
If you don't have a human advisor helping you, then we may add a little cost, but you're getting a big upgrade.
If you do have a human advisor already, we generally are able to unlock savings, sometimes quite significant ones. Book a chat with us. We'd love the opportunity to win your business.
How long does it take to switch?
Most organizations transition in 4-6 weeks. We handle all compliance and communication.
Will my team get access to index funds as well?
Yes. We feel very strongly about this. Our goal is to increase diversification in your fund lineup, not reduce it. We include a full series of best-in-class passive funds in all of our lineups, including a target date fund series.
Are you a fiduciary?
Yes. We are a 3(38) fiduciary. When you hire a 3(38), you're hiring a 3rd party to come in and formally manage your fund lineup selection and oversight process. We review each fund in our lineup against 3-5 alternatives funds for that investment philosophy and asset class (so, Small Cap ESG funds are compared against other Small Cap ESG funds, etc). We do "check in" quarterly reviews and then a big annual review, where we also will make fund lineup changes. All reports are uploaded immutably to your Compliance Vault, so they are audit-ready at all times.