Poster

Put your retirement fund to work 
fighting climate change

Divest from the companies fueling climate change

85% of CO2e emissions from all publicly traded companies comes from this ~20% of the market.

divest brand divest Chevron more

Reinvest in the companies solving climate change

From solar, to batteries, to home insulation, the Climate Index has more than 100 companies building solutions.

reinvest Plug power tesla more

Pressure the rest to decarbonize, ASAP

This ~80% of the stock market could transition to use only clean energy, EV’s, and generally run CO2e-free without changing their core business.

Coca-cola pressure brand more
Our theory of change

Don't sacrifice on performance

See how our sustainable investment strategy would have performed

AMOUNT INVESTED

$10,000

TIME
PORTFOLIO

Return on investments

+$3,640 · (36.4%)
+$3,640 · (36.4%)

+$1,607 · ( 16.07%)
+$1,607 · ( 16.07%)

+$1,409 · ( 14.1%)
+$1,409 · ( 14.1%)

Carbon footprint

9 · (Tons CO2)
9 · (Tons CO2)

66 · (Tons CO2)
66 · (Tons CO2)

144 · (Tons CO2)
144 · (Tons CO2)

Return on investments

+$3,324 · (33.24%)
+$3,324 · (33.24%)

+$1,520 · ( 15.2%)
+$1,520 · ( 15.2%)

+$1,350 · ( 13.5%)
+$1,350 · ( 13.5%)

Carbon footprint

8 · (Tons CO2)
8 · (Tons CO2)

58 · (Tons CO2)
58 · (Tons CO2)

128 · (Tons CO2)
128 · (Tons CO2)

Return on investments

+$2,998 · (29.98%)
+$2,998 · (29.98%)

+$1,426 · ( 14.26%)
+$1,426 · ( 14.26%)

+$1,290 · ( 12.9%)
+$1,290 · ( 12.9%)

Carbon footprint

7 · (Tons CO2)
7 · (Tons CO2)

51 · (Tons CO2)
51 · (Tons CO2)

112 · (Tons CO2)
112 · (Tons CO2)

Return on investments

+$2,677 · (26.77%)
+$2,677 · (26.77%)

+$1,319 · ( 13.19%)
+$1,319 · ( 13.19%)

+$1,210 · ( 12.1%)
+$1,210 · ( 12.1%)

Carbon footprint

6 · (Tons CO2)
6 · (Tons CO2)

44 · (Tons CO2)
44 · (Tons CO2)

96 · (Tons CO2)
96 · (Tons CO2)

Return on investments

+$2,343 · (23.43%)
+$2,343 · (23.43%)

+$1,214 · ( 12.14%)
+$1,214 · ( 12.14%)

+$1,119 · ( 11.2%)
+$1,119 · ( 11.2%)

Carbon footprint

5 · (Tons CO2)
5 · (Tons CO2)

37 · (Tons CO2)
37 · (Tons CO2)

80 · (Tons CO2)
80 · (Tons CO2)

Return on investments

+$2,014 · (20.15%)
+$2,014 · (20.15%)

+$1,111 · ( 11.11%)
+$1,111 · ( 11.11%)

+$1,000 · ( 10%)
+$1,000 · ( 10%)

Carbon footprint

4 · (Tons CO2)
4 · (Tons CO2)

29 · (Tons CO2)
29 · (Tons CO2)

64 · (Tons CO2)
64 · (Tons CO2)

Return on investments

+$6,748 · (67.48%)
+$6,748 · (67.48%)

+$4,104 · ( 41.04%)
+$4,104 · ( 41.04%)

+$2,490 · ( 24.9%)
+$2,490 · ( 24.9%)

Carbon footprint

28 · (Tons CO2)
28 · (Tons CO2)

197 · (Tons CO2)
197 · (Tons CO2)

431 · (Tons CO2)

Return on investments

+$6,257 · (62.57%)
+$6,257 · (62.57%)

+$3,867 · ( 38.67%)
+$3,867 · ( 38.67%)

+$2,440 · ( 24.4%)
+$2,440 · ( 24.4%)

Carbon footprint

25 · (Tons CO2)
25 · (Tons CO2)

175 · (Tons CO2)
175 · (Tons CO2)

383 · (Tons CO2)

Return on investments

+$5,561 · (55.61%)
+$5,561 · (55.61%)

+$3,620 · ( 36.2%)
+$3,620 · ( 36.2%)

+$2,370 · ( 23.7%)
+$2,370 · ( 23.7%)

Carbon footprint

22 · (Tons CO2)
22 · (Tons CO2)

153 · (Tons CO2)
153 · (Tons CO2)

335 · (Tons CO2)
335 · (Tons CO2)

Return on investments

+$4,979 · (49.79%)
+$4,979 · (49.79%)

+$3,363 · ( 33.63%)
+$3,363 · ( 33.63%)

+$2,290 · ( 22.9%)
+$2,290 · ( 22.9%)

Carbon footprint

19 · (Tons CO2)
19 · (Tons CO2)

131 · (Tons CO2)
131 · (Tons CO2)

287 · (Tons CO2)
287 · (Tons CO2)

Return on investments

+$4,379 · (43.79%)
+$4,379 · (43.79%)

+$3,096 · ( 30.96%)
+$3,096 · ( 30.96%)

+$2,210 · ( 22.1%)
+$2,210 · ( 22.1%)

Carbon footprint

16 · (Tons CO2)
16 · (Tons CO2)

110 · (Tons CO2)
110 · (Tons CO2)

239 · (Tons CO2)
239 · (Tons CO2)

Return on investments

+$3,804 · (38.05%)
+$3,804 · (38.05%)

+$2,822 · ( 28.22%)
+$2,822 · ( 28.22%)

+$2,039 · ( 20.4%)
+$2,039 · ( 20.4%)

Carbon footprint

13 · (Tons CO2)
13 · (Tons CO2)

88 · (Tons CO2)
88 · (Tons CO2)

191 · (Tons CO2)
191 · (Tons CO2)

Return on investments

+$14,633 · (146.33%)

+$10,571 · ( 105.71%)

+$8,210 · ( 82.1%)

Carbon footprint

47 · (Tons CO2)
47 · (Tons CO2)

329 · (Tons CO2)
329 · (Tons CO2)

718 · (Tons CO2)

Return on investments

+$12,952 · (129.52%)

+$9,512 · ( 95.12%)

+$7,550 · ( 75.5%)

Carbon footprint

42 · (Tons CO2)
42 · (Tons CO2)

292 · (Tons CO2)
292 · (Tons CO2)

638 · (Tons CO2)

Return on investments

+$11,313 · (113.13%)

+$8,484 · ( 84.84%)

+$6,890 · ( 68.9%)
+$6,890 · ( 68.9%)

Carbon footprint

37 · (Tons CO2)
37 · (Tons CO2)

256 · (Tons CO2)
256 · (Tons CO2)

558 · (Tons CO2)

Return on investments

+$9,801 · (98.01%)

+$7,490 · ( 74.9%)

+$6,250 · ( 62.5%)
+$6,250 · ( 62.5%)

Carbon footprint

31 · (Tons CO2)
31 · (Tons CO2)

219 · (Tons CO2)
219 · (Tons CO2)

479 · (Tons CO2)

Return on investments

+$8,326 · (83.26%)

+$6,529 · ( 65.29%)
+$6,529 · ( 65.29%)

+$5,610 · ( 56.1%)
+$5,610 · ( 56.1%)

Carbon footprint

26 · (Tons CO2)
26 · (Tons CO2)

183 · (Tons CO2)
183 · (Tons CO2)

399 · (Tons CO2)

Return on investments

+$6,968 · (69.68%)
+$6,968 · (69.68%)

+$5,603 · ( 56.03%)
+$5,603 · ( 56.03%)

+$4,840 · ( 48.4%)
+$4,840 · ( 48.4%)

Carbon footprint

21 · (Tons CO2)
21 · (Tons CO2)

146 · (Tons CO2)
146 · (Tons CO2)

319 · (Tons CO2)
319 · (Tons CO2)
Past performance is no guarantee of future results

Historical time period: 03/03/16 - 03/31/21

Betterment’s historical returns were taken directly from their website (you have to have an account). Vanguard’s portfolio is constructed to be a total market benchmark combining their total US stock market ETF (VTI) with their total US total bond market ETF (BND). Carbon Collective’s returns are simulated to best demonstrate what the returns would have been if you had launched a portfolio using our sector-based, low-carbon strategy approximately one, three, or five years ago. For further details, numbers and graphs please read Carbon Collectives Portfolios vs Betterment and Vanguard's index portfolios.

All results are net of fees, including a 0.25% annual fee for Carbon Collective. We assume a management fee on the Vanguard portfolios of 0.00%. All returns include reinvested dividends.

Invest in the companies building solutions to climate change

The world where we solve climate change is a better, cleaner, healthier world. More companies are building it every day. Own and support all of them through our Climate Index.

Learn more about the Climate indexindex

Renewables

Biofuels
Gevo red
Geothermal
Geothermal
Ocean Power
Ocean Power
Wind
Base tpi
Green Utilities
nextera Avangrid clearway
Solar
base Atlantica Azure
Sola Renewables Rene Renewables Renewables1 e Envision UN Dot JINKO Sunrun Solar Sky Rene Sola

+ 12 more companiesShow less

Nuclear

Most models project we can’t reach a 100% clean electricity grid without nuclear. Luckily, improvements in technology are making nuclear safer, cheaper, and more efficient.

cam Light

 

Landfill Methane Capture

Landfills produce methane, a gas that is 25x more potent than CO2 for climate change. These companies capture methane and use it for power.

covanta casella W WM capa

 

Upgrading the Grid

To reach 100% clean electricity, the electrical grid needs to be able to move far more electricity, to far more places, and get much better at storing it for later.

abb myr Upgrading the Grid amsc digi cleanspark

+ 1 more companiesShow less

Industrial recycling

From refrigerants to plastics, recycling reduces emissions from manufacturing and gets the world closer to a circular economy.

loop global lko aqua hudson

 

Fuel Cells

Fuel cells use hydrogen to generate emissions-free energy for power production or transportation.

BALARD N Fuel Cells P

 

Electric Vehicles

When paired with zero-carbon energy, electric vehicles allow us to greatly reduce emissions from transportation.

red we Ae blink flux aptiv X ultra Aw Albemarle livent k enersys

+ 8 more companiesShow less

Telepresence

The best way to reduce the emissions from traveling is... to travel less. Better telepresence and work-from-home tools help make this a reality.

fiver slck zoom citrix blue up box docusign

+ 3 more companiesShow less

Building Efficiency

More efficient: lighting, heating/cooling, and insulation are critical in reducing emissions from buildings

owens ibp top build research technology apogee PGT GRH R semileds e philips UDC Veeco orion Cree LSi PT

+ 13 more companiesShow less

Building Automation

Building automation systems reduce energy and water consumption by reacting to the external environment and the presence of people.

brands S OO

 

Building Retrofits

Retrofitting buildings with better insulations, heat pumps, and LEDs can greatly reduce their carbon emissions (and save the building owner a lot of money

O Limbach Willdan

 

High Performing/Dynamic Glass

High performance glass reduces heat or cold loss, while dynamic glass reduces the amount of heating and cooling a building needs.

research Technology apogee PGT GRH

 

Water Efficiency

A lot of energy goes into purifying, moving, and treating water. Better systems that detect leaks and recycle water save money and reduce emissions

LB Ecolab Flexible Global Iteon pentair mueller Xylem

+ 3 more companiesShow less

prev
next
prev

1 / 13

next

Renewables

Biofuels
Gevo red
Geothermal
Geothermal
Ocean Power
Ocean Power
Wind
Base tpi
Green Utilities
nextera Avangrid clearway
Solar
base Atlantica Azure
Sola Renewables Rene Renewables Renewables1 e Envision UN Dot JINKO Sunrun Solar Sky Rene Sola

+ 20 more companiesShow less

Nuclear

Most models project we can’t reach a 100% clean electricity grid without nuclear. Luckily, improvements in technology are making nuclear safer, cheaper, and more efficient.

cam Light

 

Landfill Methane Capture

Landfills produce methane, a gas that is 25x more potent than CO2 for climate change. These companies capture methane and use it for power.

covanta casella W WM capa

 

Upgrading the Grid

To reach 100% clean electricity, the electrical grid needs to be able to move far more electricity, to far more places, and get much better at storing it for later.

abb myr Upgrading the Grid amsc digi cleanspark

+ 1 more companiesShow less

Industrial recycling

From refrigerants to plastics, recycling reduces emissions from manufacturing and gets the world closer to a circular economy.

loop global lko aqua hudson

 

Fuel Cells

Fuel cells use hydrogen to generate emissions-free energy for power production or transportation.

BALARD N Fuel Cells P

 

Electric Vehicles

When paired with zero-carbon energy, electric vehicles allow us to greatly reduce emissions from transportation.

red we Ae blink flux aptiv X ultra Aw Albemarle livent k enersys

+ 8 more companiesShow less

Telepresence

The best way to reduce the emissions from traveling is... to travel less. Better telepresence and work-from-home tools help make this a reality.

fiver slck zoom citrix blue up box docusign

+ 3 more companiesShow less

Building Efficiency

More efficient: lighting, heating/cooling, and insulation are critical in reducing emissions from buildings

owens ibp top build research technology apogee PGT GRH R semileds e philips UDC Veeco orion Cree LSi PT

+ 13 more companiesShow less

Building Automation

Building automation systems reduce energy and water consumption by reacting to the external environment and the presence of people.

brands S OO

 

Building Retrofits

Retrofitting buildings with better insulations, heat pumps, and LEDs can greatly reduce their carbon emissions (and save the building owner a lot of money

O Limbach Willdan

 

High Performing/Dynamic Glass

High performance glass reduces heat or cold loss, while dynamic glass reduces the amount of heating and cooling a building needs.

research Technology apogee PGT GRH

 

Water Efficiency

A lot of energy goes into purifying, moving, and treating water. Better systems that detect leaks and recycle water save money and reduce emissions

LB Ecolab Flexible Global Iteon pentair mueller Xylem

+ 3 more companiesShow less

Pay the same fees as you would 
for a generic advisor

And far less than you would pay for other green or sustainable investing services.

About our fees

0.25%


Management Fee

We make money by charging 0.25% of your account value/year. We deduct it monthly from the cash in your account. This is the industry standard for robo-advisors.

0.10%


Average Fund Fees

ETFs charge fees and we use some in our portfolios. Our average is similar to generic robo-advisor portfolios and considerably less than other green and/or ESG portfolios.

investing icon

Choose the strategy that best fits you

Core Portfolios

Broadly diversified, climate-focused portfolios with a similar 
risk/reward to investing in US market index funds.


80% stocks
18% bonds
2% cash
0% fossil fuels

17.8% Climate Index

7.2% Green Bonds

62.2% Low-Carbon Economy ETFs

2% Cash

10.8% US Treasury Bonds


Example:

80/20 "Bold" - Core

Invest in over 1,500 stocks

7x lower CO2e emissions than the S&P 500

Tracks > 80% of the NYSE

0% fossil fuel companies


All Green Portfolios

Investment portfolios where every dollar is focused on climate solutions 
with a higher risk/reward than investing in US market index funds.


80% stocks
18% bonds
2% cash
0% fossil fuels

80% Climate Index

18% Green Bonds

0% Low-Carbon Economy ETFs

2% Cash

0% US Treasury Bonds


Example:

80/20 "Bold" - All Green

Invest in 107 stocks

Potential for negative CO2e emissions

Only holds green bonds

0% fossil fuel comapanies (duh)


Keep your money 
Safe & secure

Our Transfer Guarantee

Is it safe to invest with a new startup like Carbon Collective? Yes! You own all of your stocks & bonds. They're not going anywhere. Even if we don't make it, the worst case scenario is you'll experience a mild hassle as we work with you to transfer your account to a new custodian.

Who holds your stocks & bonds

Your stocks and bonds are held by one of the largest custodians in the country, Apex Clearing House. They have over $100b under management and are the company Robinhood used to get started.

SIPC insured

If anything ever happened to our Custodian, Apex, your holdings are insured for up to $150 million through a combination of SIPC and privately held insurance.

Carbon collective

Public companies are beholden to their shareholders. We’re going to make our voices heard.


Join us:

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Join our next Sustainable Investing 101 webinar, get our favorite DIY options, and walk through how we build our portfolios.

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