Put your retirement fund to work 
fighting climate change

Divest from the companies fueling climate change

85% of CO2e emissions from all publicly traded companies comes from this ~20% of the market.

Reinvest in the companies solving climate change

Clean electricity, to energy efficient buildings, to sustainable food; invest in most of the US-traded companies building climate solutions.

Hold the rest to pressure them to decarbonize

This ~80% of the stock market could transition to use only clean energy, EV’s, and generally run CO2e-free without changing their core business.

Our theory of change
sustainable investing
GUIDE TO SUSTAINABLE INVESTING

How Can Investing Solve Climate Change?

We already have what we need to solve climate change — what's missing is investment. Learn everything you need to know about sustainable investing, and how to invest your retirement fund in climate solutions without sacrificing performance.

Read Chapter 1

Don't sacrifice on performance

See how our sustainable investment strategy would have performed

AMOUNT INVESTED

$10,000

TIME
PORTFOLIO
Carbon footprint
0.09 · (Tons CO2)
0.09 · (Tons CO2)
0.09 · (Tons CO2)
0.66 · (Tons CO2)
0.66 · (Tons CO2)
0.66 · (Tons CO2)
1.44 · (Tons CO2)
1.44 · (Tons CO2)
1.44 · (Tons CO2)
Carbon footprint
0.08 · (Tons CO2)
0.08 · (Tons CO2)
0.08 · (Tons CO2)
0.58 · (Tons CO2)
0.58 · (Tons CO2)
0.58 · (Tons CO2)
1.28 · (Tons CO2)
1.28 · (Tons CO2)
1.28 · (Tons CO2)
Carbon footprint
0.07 · (Tons CO2)
0.07 · (Tons CO2)
0.07 · (Tons CO2)
0.51 · (Tons CO2)
0.51 · (Tons CO2)
0.51 · (Tons CO2)
1.12 · (Tons CO2)
1.12 · (Tons CO2)
1.12 · (Tons CO2)
Carbon footprint
0.06 · (Tons CO2)
0.06 · (Tons CO2)
0.06 · (Tons CO2)
0.44 · (Tons CO2)
0.44 · (Tons CO2)
0.44 · (Tons CO2)
0.96 · (Tons CO2)
0.96 · (Tons CO2)
0.96 · (Tons CO2)
Carbon footprint
0.05 · (Tons CO2)
0.05 · (Tons CO2)
0.05 · (Tons CO2)
0.37 · (Tons CO2)
0.37 · (Tons CO2)
0.37 · (Tons CO2)
0.80 · (Tons CO2)
0.80 · (Tons CO2)
0.80 · (Tons CO2)
Carbon footprint
0.04 · (Tons CO2)
0.04 · (Tons CO2)
0.04 · (Tons CO2)
0.29 · (Tons CO2)
0.29 · (Tons CO2)
0.29 · (Tons CO2)
0.64 · (Tons CO2)
0.64 · (Tons CO2)
0.64 · (Tons CO2)
Carbon footprint
0.28 · (Tons CO2)
0.28 · (Tons CO2)
0.28 · (Tons CO2)
1.97 · (Tons CO2)
1.97 · (Tons CO2)
1.97 · (Tons CO2)
4.31 · (Tons CO2)
4.31 · (Tons CO2)
Carbon footprint
0.25 · (Tons CO2)
0.25 · (Tons CO2)
0.25 · (Tons CO2)
1.75 · (Tons CO2)
1.75 · (Tons CO2)
1.75 · (Tons CO2)
3.83 · (Tons CO2)
3.83 · (Tons CO2)
Carbon footprint
0.22 · (Tons CO2)
0.22 · (Tons CO2)
0.22 · (Tons CO2)
1.53 · (Tons CO2)
1.53 · (Tons CO2)
1.53 · (Tons CO2)
3.35 · (Tons CO2)
3.35 · (Tons CO2)
3.35 · (Tons CO2)
Carbon footprint
0.19 · (Tons CO2)
0.19 · (Tons CO2)
0.19 · (Tons CO2)
1.31 · (Tons CO2)
1.31 · (Tons CO2)
1.31 · (Tons CO2)
2.87 · (Tons CO2)
2.87 · (Tons CO2)
2.87 · (Tons CO2)
Carbon footprint
0.16 · (Tons CO2)
0.16 · (Tons CO2)
0.16 · (Tons CO2)
1.10 · (Tons CO2)
1.10 · (Tons CO2)
1.10 · (Tons CO2)
2.39 · (Tons CO2)
2.39 · (Tons CO2)
2.39 · (Tons CO2)
Carbon footprint
0.13 · (Tons CO2)
0.13 · (Tons CO2)
0.13 · (Tons CO2)
0.88 · (Tons CO2)
0.88 · (Tons CO2)
0.88 · (Tons CO2)
1.91 · (Tons CO2)
1.91 · (Tons CO2)
Carbon footprint
0.47 · (Tons CO2)
0.47 · (Tons CO2)
3.29 · (Tons CO2)
3.29 · (Tons CO2)
7.18 · (Tons CO2)
7.18 · (Tons CO2)
Carbon footprint
0.42 · (Tons CO2)
0.42 · (Tons CO2)
2.92 · (Tons CO2)
2.92 · (Tons CO2)
6.38 · (Tons CO2)
6.38 · (Tons CO2)
Carbon footprint
0.37 · (Tons CO2)
0.37 · (Tons CO2)
2.56 · (Tons CO2)
2.56 · (Tons CO2)
5.58 · (Tons CO2)
5.58 · (Tons CO2)
Carbon footprint
0.31 · (Tons CO2)
0.31 · (Tons CO2)
0.31 · (Tons CO2)
2.19 · (Tons CO2)
2.19 · (Tons CO2)
2.19 · (Tons CO2)
30.882767697659116
30.882767697659116
Carbon footprint
0.26 · (Tons CO2)
0.26 · (Tons CO2)
0.26 · (Tons CO2)
1.83 · (Tons CO2)
1.83 · (Tons CO2)
1.83 · (Tons CO2)
3.99 · (Tons CO2)
3.99 · (Tons CO2)
Carbon footprint
0.21 · (Tons CO2)
0.21 · (Tons CO2)
0.21 · (Tons CO2)
1.46 · (Tons CO2)
1.46 · (Tons CO2)
1.46 · (Tons CO2)
3.19 · (Tons CO2)
3.19 · (Tons CO2)
3.19 · (Tons CO2)
Past performance is no guarantee of future results

Historical time period: 03/09/17 - 03/09/22

Results may vary with each use and over time, dependent on selections made, including the time period. Outcomes are hypothetical in nature and dependent on the use of backtested performance for the Carbon Collective return. Carbon Collective’s returns are simulated to best demonstrate what the returns would have been if you had launched a portfolio using our sector-based, low-carbon strategy approximately one, three, or five years ago.

Betterment’s historical returns were taken directly from their website (you have to have an account). Vanguard’s portfolio is constructed to be a total market benchmark combining their total US stock market ETF (VTI) with their total US total bond market ETF (BND).  For further details and a description of the criteria and methodology used, including the tool's numbers and graphs, please read Carbon Collectives Portfolios vs Betterment and Vanguard's index portfolios.

All results are net of fees, including a 0.25% annual fee for Carbon Collective. We assume a management fee on the Vanguard portfolios of 0.00%. All returns include reinvested dividends.

Invest in the companies building solutions to climate change

The world where we solve climate change is a better, cleaner, healthier world. More companies are building it every day. Own and support all of them through our Climate Index.

Learn more about the Climate indexindex

Renewables

Biofuels
red
Geothermal
Geothermal AAON, Inc. (AAON)
Ocean Power
Wind
Base tpi
Green Utilities
nextera Avangrid clearway
Solar
base Atlantica Azure
Sola Renewables Rene Renewables Renewables1 e Envision UN Dot JINKO Sunrun Solar Sky Rene Sola

+ 12 more companiesShow less

Nuclear

Most models project we can’t reach a 100% clean electricity grid without nuclear. Luckily, improvements in technology are making nuclear safer, cheaper, and more efficient.

cam Light

 

Landfill Methane Capture

Landfills produce methane, a gas that is 25x more potent than CO2 for climate change. These companies capture methane and use it for power.

covanta casella W WM BioHiTech Global, Inc.

 

Upgrading the Grid

To reach 100% clean electricity, the electrical grid needs to be able to move far more electricity, to far more places, and get much better at storing it for later.

abb myr Upgrading the Grid amsc digi cleanspark

+ 1 more companiesShow less

Industrial recycling

From refrigerants to plastics, recycling reduces emissions from manufacturing and gets the world closer to a circular economy.

loop global lko aqua hudson

 

Fuel Cells

Fuel cells use hydrogen to generate emissions-free energy for power production or transportation.

BALARD P Fusion Fuel Green PLC (HTOO) Advent Technologies Holdings, Inc.

 

Electric Vehicles

When paired with zero-carbon energy, electric vehicles allow us to greatly reduce emissions from transportation.

Ae aptiv Arrival Aw blink ChargePoint Holdings, Inc. Canoo Inc. flux k livent red ultra X

+ 8 more companiesShow less

Telepresence

The best way to reduce the emissions from traveling is... to travel less. Better telepresence and work-from-home tools help make this a reality.

zoom blue docusign ClearOne, Inc. Kaltura, Inc.

 

Building Efficiency

More efficient: lighting, heating/cooling, and insulation are critical in reducing emissions from buildings

owens ibp top build research technology apogee PGT GRH R semileds e UDC Veeco orion LSi PT AXT, Inc. (AXTI) Carrier Global (CARR)

+ 13 more companiesShow less

Building Automation

Building automation systems reduce energy and water consumption by reacting to the external environment and the presence of people.

brands S OO

 

Building Retrofits

Retrofitting buildings with better insulations, heat pumps, and LEDs can greatly reduce their carbon emissions (and save the building owner a lot of money

O Limbach Willdan

 

High Performing/Dynamic Glass

High performance glass reduces heat or cold loss, while dynamic glass reduces the amount of heating and cooling a building needs.

research Technology apogee PGT

 

Water Efficiency

A lot of energy goes into purifying, moving, and treating water. Better systems that detect leaks and recycle water save money and reduce emissions

Atlas Technical Consultants, Inc. Badger Meter (BMI) Flexible Iteon LB ReTo Eco-Solutions, Inc. (RETO) Watts Water Technologies Xylem

+ 3 more companiesShow less

prev
next
prev

1 / 13

next

Renewables

Biofuels
red
Geothermal
Geothermal AAON, Inc. (AAON)
Ocean Power
Wind
Base tpi
Green Utilities
nextera Avangrid clearway
Solar
base Atlantica Azure
Sola Renewables Rene Renewables Renewables1 e Envision UN Dot JINKO Sunrun Solar Sky Rene Sola

+ 20 more companiesShow less

Nuclear

Most models project we can’t reach a 100% clean electricity grid without nuclear. Luckily, improvements in technology are making nuclear safer, cheaper, and more efficient.

cam Light

 

Landfill Methane Capture

Landfills produce methane, a gas that is 25x more potent than CO2 for climate change. These companies capture methane and use it for power.

covanta casella W WM BioHiTech Global, Inc.

 

Upgrading the Grid

To reach 100% clean electricity, the electrical grid needs to be able to move far more electricity, to far more places, and get much better at storing it for later.

abb myr Upgrading the Grid amsc digi cleanspark

+ 1 more companiesShow less

Industrial recycling

From refrigerants to plastics, recycling reduces emissions from manufacturing and gets the world closer to a circular economy.

loop global lko aqua hudson

 

Fuel Cells

Fuel cells use hydrogen to generate emissions-free energy for power production or transportation.

BALARD P Fusion Fuel Green PLC (HTOO) Advent Technologies Holdings, Inc.

 

Electric Vehicles

When paired with zero-carbon energy, electric vehicles allow us to greatly reduce emissions from transportation.

Ae aptiv Arrival Aw blink ChargePoint Holdings, Inc. Canoo Inc. flux k livent red ultra X

+ 8 more companiesShow less

Telepresence

The best way to reduce the emissions from traveling is... to travel less. Better telepresence and work-from-home tools help make this a reality.

zoom blue docusign ClearOne, Inc. Kaltura, Inc.

 

Building Efficiency

More efficient: lighting, heating/cooling, and insulation are critical in reducing emissions from buildings

owens ibp top build research technology apogee PGT GRH R semileds e UDC Veeco orion LSi PT AXT, Inc. (AXTI) Carrier Global (CARR)

+ 13 more companiesShow less

Building Automation

Building automation systems reduce energy and water consumption by reacting to the external environment and the presence of people.

brands S OO

 

Building Retrofits

Retrofitting buildings with better insulations, heat pumps, and LEDs can greatly reduce their carbon emissions (and save the building owner a lot of money

O Limbach Willdan

 

High Performing/Dynamic Glass

High performance glass reduces heat or cold loss, while dynamic glass reduces the amount of heating and cooling a building needs.

research Technology apogee PGT

 

Water Efficiency

A lot of energy goes into purifying, moving, and treating water. Better systems that detect leaks and recycle water save money and reduce emissions

Atlas Technical Consultants, Inc. Badger Meter (BMI) Flexible Iteon LB ReTo Eco-Solutions, Inc. (RETO) Watts Water Technologies Xylem

+ 3 more companiesShow less

Pay the same fees as you would 
for a generic advisor

And far less than you would pay for other green or sustainable investing services.

About our fees

0.20%


Average Management Fee

We make money by deducting a % of your account value/year. 0.20% for Core and 0.05% for Climate Only. The goal is for you to pay an average of 0.35% in total fees.

0.15%


Average Fund Fees

The ETFs in our portfolios also charge fees. They average 0.15% for Core and 0.30% for Climate Only. Our total fees are similar to generic online-advisor portfolios.

investing icon

Choose the strategy that best fits you

Climate Solutions + Low Carbon Economy

Broadly diversified, climate-focused portfolios with a similar 
risk/reward to investing in US market index funds.


80% stocks
18% bonds
2% cash
0% fossil fuels

17.8% Climate Solution Stocks

7.2% Green Bonds

62.2% Low-Carbon Economy ETFs

2% Cash

10.8% US Treasury Bonds


Example:

80/20 "Bold" - Core

Invest in over 1,500 stocks

7x lower CO2e emissions than the S&P 500

Tracks > 80% of the NYSE

0% fossil fuel companies


Just Climate Solutions

Investment portfolios where every dollar is focused on climate solutions 
with a higher risk/reward than investing in US market index funds.


80% stocks
18% bonds
2% cash
0% fossil fuels

80% Climate Solution Stocks

18% Green Bonds

0% Low-Carbon Economy ETFs

2% Cash

0% US Treasury Bonds


Example:

80/20 "Bold" - Climate Only

Own 192 stocks in 40+ climate solutions

Potential for negative CO2e emissions

Only holds green bonds

0% fossil fuel companies (duh)


Keep your money 
Safe & secure

Our Transfer Guarantee

Is it safe to invest with a new startup like Carbon Collective? Yes! You own all of your stocks & bonds. They're not going anywhere. Even if we don't make it, the worst case scenario is you'll experience a mild hassle as we work with you to transfer your account to a new custodian.

Who holds your stocks & bonds

Your stocks and bonds are held by one of the largest custodians in the country, Apex Clearing House. They have over $100b under management and are the company Robinhood used to get started.

SIPC insured

If anything ever happened to our Custodian, Apex, your holdings are insured for up to $150 million through a combination of SIPC and privately held insurance.

Carbon collective

Public companies are beholden to their shareholders. We’re going to make our voices heard.


Join us:

Attend Our Next Webinar

Watch the Webinar

Watch the on-demand Sustainable Investing 101 webinar! Learn how to be a smart investor who cares about climate change.

Watch Now
Get Our Newsletter

Get Our Newsletter

Go a level deeper with us and investigate the potential impacts of climate change on investments like your retirement account.

Join Newsletter
Talk To A Human

Talk To A Human

Joining a new investment service can be intimidating. We’re here for you. Click below to email us a question or book a quick call.

Ask a Question