Tell us about your primary investment goal
First, we need to learn a little bit about you. When you click we'll ask you a series of questions to help find the right portfolio and account type. It generally takes 2-5 minutes.
Brokerage or IRA? Just you or with your spouse?
Core or All Green? Bold, Cautious, or somewhere in the middle?
We want to make sure everything looks right. This can take up to 1-2 business days, but often less.
Set up your household on Altruist, our brokerage software partner
If everything looks good, we'll send you a customized invitation to finish setting up an account with our brokerage partner Altruist.
We use Altruist to host your Carbon Collective account and execute on trades.
Fund your first account
Once your household is set up in Altruist, the final step is to fund your account.
You have three choices:
Connect your bank
Connect your bank electronically using Plaid. ACH deposits and withdrawals are free and generally take 1-2 business days.
Transfer an external account
If you have an external account with another manager/custodian, we can electronically transfer it to Carbon Collective using an ACAT transfer.
Rollover an old 401(k)
If you have a 401(k) still with an old employer it's generally smart to roll it over into an IRA. It’s not always easy, so we'll handle the hard parts for you.
Finish customizing your household
Set up auto-deposits
Transfer a set amount from your bank to be invested in your Carbon Collective account(s) on a recurring basis.
Add new accounts
Have other savings goals? Want to open a safety net account? Looking to transfer your old Roth IRA? We'll send you an email or you can get started
Add your spouse
Want your spouse to have access to your shared account? Add them as a contact and consider opening a joint brokerage account.
Sit back, we'll handle the rest
Updating your portfolio
We track the new climate-focused companies that emerge and add them to the Climate Index during our annual update.
We rebalance our portfolios annually, adding new companies to the climate index, updating the allocations in our core portfolios, and resetting your stock vs. bond balance.
Sending you necessary tax docs
When tax time comes around, our brokerage software partner Altruist will send you the necessary forms for each of your accounts.
If you're unhappy for any reason, know you have our Transfer Guarantee
Zach & James
Carbon Collective Founders
If anything ever happens to Carbon Collective...
Or you're unhappy for any reason with our service, we’ll help you move your account somewhere else and cover any transfer fees.
You have our transfer guarantee.
You own the stocks and bonds we help you buy. They're held by one of the largest custodians in the country. Should Carbon Collective not make it, or you want to leave for any reason, we will help you transfer your account to a new advisor/custodian (Schwab, Fidelity, Vanguard, Robinhood, etc.) and cover any transfer fees you incur.