How We Build Sustainable Investment Portfolios

Portfolio Visualizer

Portfolio type:

Climate solutions and the low-carbon economy

Just climate solution stocks & green bonds

Very conservative portfolio built for capital protection

Select portfolio:

Bold (80/20)
Cautious (50/50)
Moderately Bold (70/30)
Moderately Cautious (60/40)
Most Cautious (40/60)
Most bold (90/10)

Bold (80/20)
Cautious (50/50)
Moderately Bold (70/30)
Moderately Cautious (60/40)
Most Cautious (40/60)
Most bold (90/10)

Safety Net (15/85)

80% stocks

18% bonds

2% cash

0% fossil fuels

20.14% Climate Solution Stocks

59.85% Low-Carbon Economy ETFs

13.5% US Treasury Bonds

4.5% Green Bonds

2% Cash

50% stocks

48% bonds

2% cash

0% fossil fuels

12.59% Climate Solution Stocks

37.42% Low-Carbon Economy ETFs

28.5% US Treasury Bonds

12% Green Bonds

2% Cash

70% stocks

28% bonds

2% cash

0% fossil fuels

17.63% Climate Solution Stocks

52.37% Low-Carbon Economy ETFs

21% US Treasury Bonds

7% Green Bonds

2% Cash

60% stocks

38% bonds

2% cash

0% fossil fuels

15.11% Climate Solution Stocks

44.89% Low-Carbon Economy ETFs

22.8% US Treasury Bonds

9.5% Green Bonds

2% Cash

40% stocks

58% bonds

2% cash

0% fossil fuels

10.07% Climate Solution Stocks

29.93% Low-Carbon Economy ETFs

36% US Treasury Bonds

14.5% Green Bonds

2% Cash

90% stocks

8% bonds

2% cash

0% fossil fuels

22.66% Climate Solution Stocks

67.34% Low-Carbon Economy ETFs

6% US Treasury Bonds

2% Green Bonds

2% Cash

80% stocks

18% bonds

2% cash

0% fossil fuels

80% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

48% Green Bonds

2% Cash

50% stocks

48% bonds

2% cash

0% fossil fuels

50% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

58% Green Bonds

2% Cash

70% stocks

28% bonds

2% cash

0% fossil fuels

70% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

18% Green Bonds

2% Cash

60% stocks

38% bonds

2% cash

0% fossil fuels

60% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

28% Green Bonds

2% Cash

40% stocks

58% bonds

2% cash

0% fossil fuels

40% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

38% Green Bonds

2% Cash

90% stocks

8% bonds

2% cash

0% fossil fuels

90% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

8% Green Bonds

2% Cash

15% stocks

83% bonds

2% cash

0% fossil fuels

3.5% Climate Solution Stocks

11.5% Low-Carbon Economy ETFs

62.25% US Treasury Bonds

20.75% Green Bonds

2% Cash

Detailed Breakdown

You see details for Core and Bold (80/20) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	19.34%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	21.43%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	9.23%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	7.82%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	6.19%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	4.14%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	3.25%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	3.25%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KCE	3.25%	State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	2.08%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	13.00%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	3.00%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	1.00%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	3.00%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Cash	Cash	CASH	1.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated19.34%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated21.43%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated9.23%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated7.82%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated6.19%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated4.14%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated3.25%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated3.25%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KCE

Allocated3.25%

State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated2.08%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated13.00%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated3.00%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated1.00%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated3.00%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Cash

CASH

Allocated1.00%

Detailed Breakdown

You see details for Core and Cautious (50/50) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	12.09%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	13.40%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	5.77%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	4.89%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	3.87%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	2.59%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	2.03%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	2.03%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KCE	2.03%	State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	1.30%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	32.50%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	7.50%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	2.50%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	7.50%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Cash	Cash	CASH	1.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated12.09%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated13.40%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated5.77%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated4.89%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated3.87%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated2.59%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated2.03%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated2.03%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KCE

Allocated2.03%

State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated1.30%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated32.50%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated7.50%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated2.50%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated7.50%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Cash

CASH

Allocated1.00%

Detailed Breakdown

You see details for Core and Moderately bold (70/30) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	16.93%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	18.76%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	8.08%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	6.84%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	5.42%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	3.62%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	2.85%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	2.85%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KCE	2.85%	State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	1.82%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	19.50%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	4.50%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	1.50%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	4.50%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Cash	Cash	CASH	1.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated16.93%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated18.76%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated8.08%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated6.84%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated5.42%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated3.62%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated2.85%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated2.85%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KCE

Allocated2.85%

State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated1.82%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated19.50%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated4.50%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated1.50%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated4.50%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Cash

CASH

Allocated1.00%

Detailed Breakdown

You see details for Core and Moderately cautious (60/40) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	14.51%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	16.08%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	6.92%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	5.87%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	4.64%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	3.10%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	2.44%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	2.44%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KCE	2.44%	State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	1.56%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	26.00%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	6.00%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	2.00%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	6.00%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Cash	Cash	CASH	1.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated14.51%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated16.08%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated6.92%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated5.87%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated4.64%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated3.10%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated2.44%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated2.44%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KCE

Allocated2.44%

State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated1.56%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated26.00%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated6.00%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated2.00%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated6.00%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Cash

CASH

Allocated1.00%

Detailed Breakdown

You see details for Core and Most cautious (40/60) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	9.67%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	10.72%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	4.62%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	3.91%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	3.10%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	2.07%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	1.63%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	1.63%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KCE	1.63%	State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	1.04%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	39.00%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	9.00%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	3.00%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	9.00%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Cash	Cash	CASH	1.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated9.67%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated10.72%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated4.62%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated3.91%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated3.10%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated2.07%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated1.63%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated1.63%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KCE

Allocated1.63%

State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated1.04%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated39.00%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated9.00%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated3.00%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated9.00%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Cash

CASH

Allocated1.00%

Detailed Breakdown

You see details for Core and Most bold (90/10) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	21.76%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	24.11%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	10.38%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	8.80%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	6.96%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	4.65%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	3.66%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	3.66%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KCE	3.66%	State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	2.34%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	6.50%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	1.50%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	0.50%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	1.50%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Cash	Cash	CASH	1.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated21.76%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated24.11%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated10.38%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated8.80%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated6.96%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated4.65%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated3.66%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated3.66%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KCE

Allocated3.66%

State Street put together this collection of stocks to track an index of capital markets traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated2.34%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated6.50%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated1.50%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated0.50%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated1.50%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Cash

CASH

Allocated1.00%

Detailed Breakdown

You see details for Climate Only and Bold (80/20) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	90.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	14.40%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated90.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated14.40%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Cautious (50/50) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	50.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	38.40%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated50.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated38.40%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Moderately bold (70/30) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	70.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	22.40%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated70.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated22.40%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Moderately cautious (60/40) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	60.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	30.40%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated60.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated30.40%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Most cautious (40/60) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	40.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	46.40%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated40.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated46.40%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Most bold (90/10) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	90.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	6.40%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated90.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated6.40%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Safety Net and Safety Net (15/85) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	1.62%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	0.98%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	1.18%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	0.71%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	0.71%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Real Estate	Fidelity MSCI Real Estate Index ETF	FREL	0.32%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Financials	State Street S&P Capital Markets ETF	KCE	0.71%	State Street put together this collection of stocks to track an index of Capital Markets traded on the New York Stock Exchange
US Long Term Treasury Bond	SPDR® Portfolio Long Term Treasury ETF	SPTL	17.00%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Green Bond	Carbon Collective Short Duration Green Bond ETF	CCSB	17.00%	Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	12.75%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	12.75%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	3.78%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	2.96%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Cash	Cash	CASH	2.00%
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	2.05%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated1.62%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated0.98%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated1.18%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated0.71%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated0.71%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

Fidelity MSCI Real Estate Index ETF

FREL

Allocated0.32%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

State Street S&P Capital Markets ETF

KCE

Allocated0.71%

State Street put together this collection of stocks to track an index of Capital Markets traded on the New York Stock Exchange

SPDR® Portfolio Long Term Treasury ETF

SPTL

Allocated17.00%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Carbon Collective Short Duration Green Bond ETF

CCSB

Allocated17.00%

Carbon Collective and Artesian manages this collection of short-duration corporate green bonds to develop clean infrastructure with a goal of providing market-rate returns.

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated12.75%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Schwab Mid Term Treasury Index

SCHR

Allocated12.75%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated3.78%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated2.96%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Cash

CASH

Allocated2.00%

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated2.05%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

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