How We Build Sustainable Investment Portfolios

Portfolio Visualizer

Portfolio type:

Climate solutions and the low-carbon economy

Just climate solution stocks & green bonds

Very conservative portfolio built for capital protection

Select portfolio:

Bold (80/20)
Cautious (50/50)
Moderately Bold (70/30)
Moderately Cautious (60/40)
Most Cautious (40/60)
Most bold (90/10)

Bold (80/20)
Cautious (50/50)
Moderately Bold (70/30)
Moderately Cautious (60/40)
Most Cautious (40/60)
Most bold (90/10)

Safety Net (15/85)

80% stocks

18% bonds

2% cash

0% fossil fuels

18.6% Climate Solution Stocks

61.4% Low-Carbon Economy ETFs

10.8% US Treasury Bonds

7.2% Green Bonds

2% Cash

50% stocks

48% bonds

2% cash

0% fossil fuels

11.7% Climate Solution Stocks

38.4% Low-Carbon Economy ETFs

28.8% US Treasury Bonds

19.2% Green Bonds

2% Cash

70% stocks

28% bonds

2% cash

0% fossil fuels

16.3% Climate Solution Stocks

53.7% Low-Carbon Economy ETFs

16.8% US Treasury Bonds

11.2% Green Bonds

2% Cash

60% stocks

38% bonds

2% cash

0% fossil fuels

14% Climate Solution Stocks

46% Low-Carbon Economy ETFs

22.8% US Treasury Bonds

15.2% Green Bonds

2% Cash

40% stocks

58% bonds

2% cash

0% fossil fuels

9.3% Climate Solution Stocks

30.7% Low-Carbon Economy ETFs

34.8% US Treasury Bonds

23.2% Green Bonds

2% Cash

90% stocks

8% bonds

2% cash

0% fossil fuels

21% Climate Solution Stocks

69% Low-Carbon Economy ETFs

4.8% US Treasury Bonds

3.2% Green Bonds

2% Cash

80% stocks

18% bonds

2% cash

0% fossil fuels

80% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

18% Green Bonds

2% Cash

50% stocks

48% bonds

2% cash

0% fossil fuels

50% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

48% Green Bonds

2% Cash

70% stocks

28% bonds

2% cash

0% fossil fuels

70% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

28% Green Bonds

2% Cash

60% stocks

38% bonds

2% cash

0% fossil fuels

60% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

38% Green Bonds

2% Cash

40% stocks

58% bonds

2% cash

0% fossil fuels

40% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

58% Green Bonds

2% Cash

90% stocks

8% bonds

2% cash

0% fossil fuels

90% Climate Solution Stocks

0% Low-Carbon Economy ETFs

0% US Treasury Bonds

8% Green Bonds

2% Cash

15% stocks

83% bonds

2% cash

0% fossil fuels

3.5% Climate Solution Stocks

11.5% Low-Carbon Economy ETFs

70.6% US Treasury Bonds

12.5% Green Bonds

2% Cash

Detailed Breakdown

You see details for Core and Bold (80/20) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Technology	Fidelity MSCI Technology Sector ETF	FTEC	16.92%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	9.86%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	7.63%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
	VanEck Vector Green Bond ETF	GRNB	2.13%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Real Estate	Schwab XL REIT ETF	XLRE	2.06%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	3.60%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	0.90%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	18.63%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	9.61%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	4.73%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	5.28%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	5.28%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Green Bond	Blackrock Global Green Bond ETF	BGRN	5.07%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	5.40%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Cash	Cash	CASH	2.00%
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	0.90%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Fidelity MSCI Technology Sector ETF

FTEC

Allocated16.92%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated9.86%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated7.63%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Schwab XL REIT ETF

XLRE

Allocated2.06%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Schwab Mid Term Treasury Index

SCHR

Allocated3.60%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated0.90%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated18.63%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated9.61%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated4.73%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated5.28%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated5.28%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

Blackrock Global Green Bond ETF

BGRN

Allocated5.07%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Vanguard Long Term Treasury Index

VGLT

Allocated5.40%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Cash

CASH

Allocated2.00%

Vanguard Short Term Treasury Index

VGSH

Allocated0.90%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Detailed Breakdown

You see details for Core and Cautious (50/50) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	11.65%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	6.01%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	2.96%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Green Bond	Blackrock Global Green Bond ETF	BGRN	13.53%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Technology	Fidelity MSCI Technology Sector ETF	FTEC	10.58%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	6.16%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	4.77%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KRE	3.30%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	3.30%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Green Bond	VanEck Vector Green Bond ETF	GRNB	5.67%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	14.40%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Real Estate	Schwab XL REIT ETF	XLRE	1.29%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Cash	Cash	CASH	2.00%
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	9.60%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	2.40%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	2.40%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated11.65%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated6.01%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated2.96%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

Blackrock Global Green Bond ETF

BGRN

Allocated13.53%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Fidelity MSCI Technology Sector ETF

FTEC

Allocated10.58%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated6.16%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated4.77%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KRE

Allocated3.30%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated3.30%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

VanEck Vector Green Bond ETF

GRNB

Allocated5.67%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Vanguard Long Term Treasury Index

VGLT

Allocated14.40%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab XL REIT ETF

XLRE

Allocated1.29%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Cash

CASH

Allocated2.00%

Schwab Mid Term Treasury Index

SCHR

Allocated9.60%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Vanguard Short Term Treasury Index

VGSH

Allocated2.40%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated2.40%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Detailed Breakdown

You see details for Core and Moderately bold (70/30) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	16.30%	Carbon Collective’s ETF that includes every US-Listed company that generates half or more of its revenue from climate solutions.
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	8.62%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	4.62%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
	VanEck Vector Green Bond ETF	GRNB	3.31%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	8.40%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Real Estate	Schwab XL REIT ETF	XLRE	1.80%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	1.40%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index
Technology	Fidelity MSCI Technology Sector ETF	FTEC	14.81%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	8.41%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	6.68%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	4.14%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	4.62%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Green Bond	Blackrock Global Green Bond ETF	BGRN	7.89%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	5.60%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	1.40%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated16.30%

Carbon Collective’s ETF that includes every US-Listed company that generates half or more of its revenue from climate solutions.

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated8.62%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated4.62%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

Vanguard Long Term Treasury Index

VGLT

Allocated8.40%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab XL REIT ETF

XLRE

Allocated1.80%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Vanguard Short Term Treasury Index

VGSH

Allocated1.40%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Fidelity MSCI Technology Sector ETF

FTEC

Allocated14.81%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated8.41%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated6.68%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated4.14%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated4.62%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

Blackrock Global Green Bond ETF

BGRN

Allocated7.89%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Schwab Mid Term Treasury Index

SCHR

Allocated5.60%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated1.40%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Detailed Breakdown

You see details for Core and Moderately cautious (60/40) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Technology	Fidelity MSCI Technology Sector ETF	FTEC	12.69%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	7.21%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	5.72%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	3.96%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Green Bond	Blackrock Global Green Bond ETF	BGRN	10.71%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
	VanEck Vector Green Bond ETF	GRNB	4.49%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Real Estate	Schwab XL REIT ETF	XLRE	1.54%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
Cash	Cash	CASH	2.00%
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	1.90%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	13.97%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	7.39%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	3.55%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	3.96%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	11.40%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	7.60%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	1.90%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Fidelity MSCI Technology Sector ETF

FTEC

Allocated12.69%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated7.21%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated5.72%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated3.96%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

Blackrock Global Green Bond ETF

BGRN

Allocated10.71%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Schwab XL REIT ETF

XLRE

Allocated1.54%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Cash

CASH

Allocated2.00%

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated1.90%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated13.97%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated7.39%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated3.55%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated3.96%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

Vanguard Long Term Treasury Index

VGLT

Allocated11.40%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab Mid Term Treasury Index

SCHR

Allocated7.60%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Vanguard Short Term Treasury Index

VGSH

Allocated1.90%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Detailed Breakdown

You see details for Core and Most cautious (40/60) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	3.81%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Green Bond	Blackrock Global Green Bond ETF	BGRN	16.35%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	17.40%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Real Estate	Schwab XL REIT ETF	XLRE	1.03%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	2.90%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	9.32%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	8.46%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	4.81%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	4.93%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	2.36%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	2.64%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	2.64%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Green Bond	VanEck Vector Green Bond ETF	GRNB	6.85%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	11.60%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	2.90%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated3.81%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Blackrock Global Green Bond ETF

BGRN

Allocated16.35%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Vanguard Long Term Treasury Index

VGLT

Allocated17.40%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Schwab XL REIT ETF

XLRE

Allocated1.03%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Vanguard Short Term Treasury Index

VGSH

Allocated2.90%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated9.32%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated8.46%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated4.81%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated4.93%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated2.36%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated2.64%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated2.64%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

VanEck Vector Green Bond ETF

GRNB

Allocated6.85%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Schwab Mid Term Treasury Index

SCHR

Allocated11.60%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated2.90%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Detailed Breakdown

You see details for Core and Most bold (90/10) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	8.58%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	5.32%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Green Bond	Blackrock Global Green Bond ETF	BGRN	2.26%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	2.40%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Cash	Cash	CASH	2.00%
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	20.96%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	19.04%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	10.81%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	11.09%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
Financials	State Street S&P Regional Banking ETF	KRE	5.94%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
Financials	State Street S&P Insurance ETF	KIE	5.94%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
	VanEck Vector Green Bond ETF	GRNB	0.94%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Real Estate	Schwab XL REIT ETF	XLRE	2.31%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	1.60%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	0.40%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	0.40%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated8.58%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated5.32%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

Blackrock Global Green Bond ETF

BGRN

Allocated2.26%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Vanguard Long Term Treasury Index

VGLT

Allocated2.40%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Cash

CASH

Allocated2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated20.96%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated19.04%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated10.81%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated11.09%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

State Street S&P Regional Banking ETF

KRE

Allocated5.94%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

State Street S&P Insurance ETF

KIE

Allocated5.94%

State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange

Schwab XL REIT ETF

XLRE

Allocated2.31%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Schwab Mid Term Treasury Index

SCHR

Allocated1.60%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Vanguard Short Term Treasury Index

VGSH

Allocated0.40%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated0.40%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Detailed Breakdown

You see details for Climate Only and Bold (80/20) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	80.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Blackrock Global Green Bond ETF	BGRN	12.68%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Green Bond	VanEck Vector Green Bond ETF	GRNB	5.32%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated80.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Blackrock Global Green Bond ETF

BGRN

Allocated12.68%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

VanEck Vector Green Bond ETF

GRNB

Allocated5.32%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Cautious (50/50) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Green Bond	Blackrock Global Green Bond ETF	BGRN	33.82%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	50.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	VanEck Vector Green Bond ETF	GRNB	14.18%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%

Blackrock Global Green Bond ETF

BGRN

Allocated33.82%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated50.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

VanEck Vector Green Bond ETF

GRNB

Allocated14.18%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Moderately bold (70/30) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Green Bond	Blackrock Global Green Bond ETF	BGRN	19.73%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	70.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	VanEck Vector Green Bond ETF	GRNB	8.27%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%

Blackrock Global Green Bond ETF

BGRN

Allocated19.73%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated70.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

VanEck Vector Green Bond ETF

GRNB

Allocated8.27%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Moderately cautious (60/40) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	60.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	Blackrock Global Green Bond ETF	BGRN	26.77%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Green Bond	VanEck Vector Green Bond ETF	GRNB	11.23%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated60.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Blackrock Global Green Bond ETF

BGRN

Allocated26.77%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

VanEck Vector Green Bond ETF

GRNB

Allocated11.23%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Most cautious (40/60) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Green Bond	Blackrock Global Green Bond ETF	BGRN	40.87%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	40.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	VanEck Vector Green Bond ETF	GRNB	17.13%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%

Blackrock Global Green Bond ETF

BGRN

Allocated40.87%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated40.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

VanEck Vector Green Bond ETF

GRNB

Allocated17.13%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Climate Only and Most bold (90/10) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	90.00%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Green Bond	VanEck Vector Green Bond ETF	GRNB	2.36%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Green Bond	Blackrock Global Green Bond ETF	BGRN	5.64%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Cash	Cash	CASH	2.00%

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated90.00%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

VanEck Vector Green Bond ETF

GRNB

Allocated2.36%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Blackrock Global Green Bond ETF

BGRN

Allocated5.64%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Cash

CASH

Allocated2.00%

Detailed Breakdown

You see details for Safety Net and Safety Net (15/85) portfolios

SECTOR	COMPANY	Ticker	% ALLOCATED	DESCRIPTION
Green Bond	Blackrock Global Green Bond ETF	BGRN	8.77%	Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
Climate Index	Carbon Collective US Traded Climate Solutions ETF	CCSO	3.49%	Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change
Technology	Fidelity MSCI Technology Sector ETF	FTEC	3.17%	Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange
Cash	Cash	CASH	2.00%
Healthcare	Fidelity MSCI Healthcare Sector ETF	FHLC	1.80%	Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange
Consumer Discretionary	Fidelity MSCI Discretionary Sector ETF	FDIS	1.85%	Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange
US Short Term Treasury Bond	Vanguard Short Term Treasury Index	VGSH	52.71%	Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index
Green Bond	VanEck Vector Green Bond ETF	GRNB	3.68%	VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure
TIPS	Blackrock 0-5 Years TIPS Bond ETF	STIP	8.30%	Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation
US Mid Term Treasury Bond	Schwab Mid Term Treasury Index	SCHR	8.30%	Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index
US Long Term Treasury Bond	Vanguard Long Term Treasury Index	VGLT	1.25%	Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index
Telecommunications	Fidelity MSCI Telecommunications Sector ETF	FCOM	1.43%	Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange
Consumer Staples	Carbon Collective: Consumer Staples	CC: CoSt	0.89%	Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed
Financials	State Street S&P Regional Banking ETF	KRE	0.99%	State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange
	State Street S&P Insurance ETF	KIE	0.99%	State Street put together this collection of stocks to track an index of insurance companies traded on the New York Stock Exchange
Real Estate	Schwab XL REIT ETF	XLRE	0.39%	Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

Blackrock Global Green Bond ETF

BGRN

Allocated8.77%

Blackrock put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Carbon Collective US Traded Climate Solutions ETF

CCSO

Allocated3.49%

Carbon Collective put together this collection of stocks to track all of the companies building solutions to climate change

Fidelity MSCI Technology Sector ETF

FTEC

Allocated3.17%

Fidelity put together this collection of stocks to track an index of technology companies traded on the New York Stock Exchange

Cash

CASH

Allocated2.00%

Fidelity MSCI Healthcare Sector ETF

FHLC

Allocated1.80%

Fidelity put together this collection of stocks to track an index of healthcare companies traded on the New York Stock Exchange

Fidelity MSCI Discretionary Sector ETF

FDIS

Allocated1.85%

Fidelity put together this collection of stocks to track an index of consumer discretionary (non-staples) companies traded on the New York Stock Exchange

Vanguard Short Term Treasury Index

VGSH

Allocated52.71%

Vanguard put together this collection of short term US treasury bonds to track the US short term treasury bond index

VanEck Vector Green Bond ETF

GRNB

Allocated3.68%

VanEck put together this collection of bonds to track an index of the global green bonds that are used to finance renewable infrastructure

Blackrock 0-5 Years TIPS Bond ETF

STIP

Allocated8.30%

Schwab put together this collection of Treasury Inflation Protected Securities (TIPS). Their principal price adjusts to track inflation

Schwab Mid Term Treasury Index

SCHR

Allocated8.30%

Schwab put together this collection of intermediate term US treasury bonds to track the US intermediate term treasury bond index

Vanguard Long Term Treasury Index

VGLT

Allocated1.25%

Vanguard put together this collection of long term US treasury bonds to track the US long term treasury bond index

Fidelity MSCI Telecommunications Sector ETF

FCOM

Allocated1.43%

Fidelity put together this collection of stocks to track an index of telecommunications companies traded on the New York Stock Exchange

Carbon Collective: Consumer Staples

CC: CoSt

Allocated0.89%

Carbon Collective adjusted this collection of stocks to track the USA IMI MSCI consumer staples index with the meat and tobacco companies removed

State Street S&P Regional Banking ETF

KRE

Allocated0.99%

State Street put together this collection of stocks to track an index of regional banks traded on the New York Stock Exchange

Schwab XL REIT ETF

XLRE

Allocated0.39%

Schwab put together this collection of REITs to track an index of the largest Real Estate Investment Trusts (REITs) traded on the New York Stock Exchange

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