Review of Sustainable Investment Portfolios
It can be hard to know which questions to ask when looking for the right sustainable investment portfolio. We want to help simplify a bit by focusing on one issue: climate change. Here's all of the sustainable/ESG investment portfolios you can get from the top online investment advisors. You can see how much of each portfolio is fossil fuels, how much is in climate solutions, and their historic performance.
What you'll notice in scrolling down, is that there's not a huge difference between all of these portfolios (well, outside of Carbon Collective's). Most of them rely on the same underlying Blackrock ESG funds and simply hold them in different weights. While there are certainly other important lenses to analyze investment portfolios from an ethical perspective, we hope the clarity we can provide here on climate in particular is helpful for your sustainable investing journey.
Portfolios reviewed as of March 9, 2022.
| Company | Portfolio | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Risk | 5 Yr Return | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Betterment | Broad Impact | 0.42% | 6.65% | 5.44% | 73.2 | 4.75% | Yes | Yes | 12.40% | 8.75% | 9.99% | 1.54% | 0.75 |
| Betterment | Climate Impact | 0.44% | 4.96% | 3.07% | 47.84 | 5.87% | Yes | Yes | 12.50% | 9.10% | 10.73% | 2.54% | 0.77 |
| Betterment | Social Impact | 0.43% | 6.54% | 5.11% | 73.66 | 5.64% | Yes | Yes | 12.50% | 9.24% | 10.50% | 1.55% | 0.77 |
| Wealthfront | SRI | 0.46% | 5.11% | 5.58% | 75.21 | 0.00% | Yes | Yes | 12.40% | 9.40% | 10.73% | 1.51% | 0.76 |
| Acorns | ESG | 0.15% | 4.62% | 5.70% | 44.33 | 0.00% | Yes | Yes | 12.40% | 10.37% | 12.34% | 4.17% | 0.77 |
| Ally | Socially Responsible | 0.46% | 5.31% | 5.42% | 67.15 | 0.00% | Yes | Yes | 12.30% | 9.41% | 11.05% | 2.46% | 0.76 |
| Ellevest | Impact | 0.17% | 4.86% | 4.20% | 85.81 | 8.66% | Yes | Yes | 12.70% | 9.05% | 10.22% | 1.89% | 0.78 |
| Carbon Collective | Core | 0.34% | 0% | 18.63% | 9.41 | 23.36% | No | No | 13.20% | 13.94% | 17.21% | 4.97% | 0.81 |
| Carbon Collective | Climate Only | 0.29% | 0% | 100% | - | 100% | No | No | 17.00% | 18.55% | 25.33% | 0.76% | 0.88 |
| Vanguard | US: Standard Index Portfolio | 0.03% | 7.33% | 3.98% | 62.4 | 0.00% | Yes | Yes | 13.20% | 11.95% | 14.37% | 7.27% | 0.83 |
| Vanguard | Global: Standard Portfolio | 0.07% | 8.33% | 3.98% | 107.57 | 0.00% | Yes | Yes | 12.50% | 9.40% | 10.80% | 2.78% | 0.76 |
Disclosures: This data compares the backtested performance of 80% stock, 20% bond ESG/sustainable portfolios you can invest in through online investment advisors. All results include fund fees plus management fees (if applied) and assume reinvested dividends. All fund lineups were found by signing up on the relevant company's platform. Performance of all Carbon Collective portfolios from 01/01/2015 - 10/18/20 are backtested, rebalancing on the first day of each year as if our climate-forward strategy had been launched in 2015. See the full details of how we simulate historical performance. Performance of Carbon Collective portfolios after 10/18/20 are simulated performance net of Carbon Collective’s fees and expenses of any underlying ETF included in the portfolios. As some funds were not in existence as of 03/09/17 (SUSC, BGRN, SUSB, NACP, VOTE), Carbon Collective replaced them with their closest benchmark. The "US Standard Index Portfolio is comprised of 80% VTI and 20% BND. The Global Standard Index Portfolio is comprised of 80% VT, 20% BNDW. Simulated performance, nor past performance are a guarantee of future returns. Investments involve risks and there is always the potential of losing money when you invest in securities.
Broad Impact by Betterment
The first of Betterment's ESG portfolios, their "Broad Impact" uses generic ESG filtering. In other words, it removes some of the worst companies, but that's about it. Its exposure to fossil fuels is higher than most other portfolios here, but it does contain VOTE, one of the only ETFs in these portfolios that has a specific proxy voting strategy.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta | Row Group |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Blackrock | ESGD | Stocks | Developed | 33.90% | 0.20% | 7.31% | - | 121 | No | No | No | 6.54% | 15.10% | 7.11% | -2.39% | 0.84 | Broad Impact |
| Blackrock | ESGE | Stocks | Emerging | 8.30% | 0.25% | 6.83% | 0.00% | 185 | No | No | No | 6.03% | 16.80% | 4.90% | -13.49% | 0.78 | Broad Impact |
| Blackrock | ESGU | Stocks | USA | 34.00% | 0.15% | 5.67% | 5.58% | 43 | No | Yes | Yes | 14.83% | 16.10% | 18.38% | 10.86% | 1.01 | Broad Impact |
| Engine No 1 | VOTE | Stocks | USA | 3.80% | 0.05% | 6.56% | 4.18% | 58 | Yes | Yes | Yes | 14.57% | 15.80% | 17.86% | 13.44% | 1 | Broad Impact |
| Blackrock | EMB | Bonds | Emerging | 3.00% | 0.39% | 45.14% | - | - | No | No | No | 1.33% | 10.30% | 0.10% | -6.82% | 0.42 | Broad Impact |
| Blackrock | MUB | Bonds | USA | 11.20% | 0.07% | - | - | - | No | No | No | 2.99% | 3.60% | 2.66% | -1.50% | 0.05 | Broad Impact |
| Blackrock | SUSC | Bonds | USA | 1.10% | 0.18% | 6.50% | - | - | No | Yes | Yes | - | - | 3.59% | -3.30% | - | Broad Impact |
| Vanguard | BNDX | Bonds | Ex-US | 4.70% | 0.08% | - | - | - | No | No | No | 2.42% | 3.20% | 1.41% | -3.36% | 0.04 | Broad Impact |
| TOTAL | 100.00% | 0.42% | 6.65% | 5.44% | 73.2 | 4.75% | Yes | Yes | 8.75% | 12.40% | 9.99% | 1.54% | 0.75 | Broad Impact |
Climate Impact by Betterment
Betterment's "Climate Impact" portfolio includes CRBN, an ETF that overweights companies with lower carbon footprints, and also holds green bonds in place of some government/corporate bonds. Unfortunately it still has a fairly significant exposure to fossil fuel companies (including ExxonMobil) without any additional exposure to climate solutions companies.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| State Street | SPYX | Stocks | USA | 18.70% | 0.20% | 4.84% | 4.18% | 57 | No | No | Yes | 14.72% | 15.70% | 17.98% | 12% | 0.99 |
| Engine No 1 | VOTE | Stocks | USA | 4.70% | 0.05% | 6.56% | 4.18% | 58 | Yes | Yes | Yes | 14.57% | 15.80% | 17.86% | 13.44% | 1 |
| Blackrock | CRBN | Stocks | Global | 40.00% | 0.20% | 4.70% | 2.42% | 28 | No | No | No | 10.80% | 15.40% | 13.16% | 4.41% | 0.95 |
| State Street | EEMX | Stocks | Emerging | 6.50% | 0.30% | 3.10% | - | 193 | No | No | No | 5.80% | 16.80% | 5.61% | -12.45% | 0.74 |
| State Street | EFAX | Stocks | Developed | 10.20% | 0.20% | 1.68% | - | 105 | No | No | No | 5.61% | 15.20% | 6.77% | -3.93% | 0.86 |
| Blackrock | BGRN | Bonds | Global | 8.00% | 0.20% | - | - | - | No | No | No | - | - | 1.49% | -5.70% | - |
| Blackrock | EMB | Bonds | Emerging | 3.30% | 0.39% | 45.14% | - | - | No | No | No | 1.33% | 10.30% | 0.10% | -6.82% | 0.42 |
| Blackrock | MUB | Bonds | USA | 7.30% | 0.07% | - | - | - | No | No | No | 2.99% | 3.60% | 2.66% | -1.50% | 0.05 |
| Vanguard | VTIP | Bonds | USA | 1.30% | 0.05% | - | - | - | No | No | No | 3.43% | 1.90% | 4.97% | 5.70% | 0.07 |
Social Impact by Betterment
Betterment's "Social Impact'' portfolio includes two portfolios which weigh companies according to their social values (in addition to their core ESG lineup). SHE holds companies whose leadership is a higher % female. NACP holds companies whose leadership is more ethnically diverse. This tradeoff does lead it more exposed to fossil fuel companies than the other Betterment 'Impact' portfolios.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| State Street | SHE | Equity | USA | 4.70% | 0.20% | 4.41% | 3.07% | 80 | No | No | No | 9.60% | 17.10% | 9.69% | -4.68% | 1.03 |
| Blackrock | ESGU | Equity | USA | 32.40% | 0.15% | 5.67% | 5.58% | 43 | No | Yes | Yes | 14.83% | 16.10% | 18.38% | 10.86% | 1.01 |
| Engine No 1 | VOTE | Equity | USA | 4.70% | 0.05% | 6.56% | 4.18% | 58 | Yes | Yes | Yes | 14.57% | 15.80% | 17.86% | 13.44% | 1 |
| Impact Shares | NACP | Equity | USA | 4.70% | 0.49% | 3.86% | 4.82% | 62 | No | Yes | Yes | - | - | 19.03% | 11.78% | - |
| Blackrock | ESGD | Equity | Developed | 20.50% | 0.20% | 7.31% | - | 121 | No | No | No | 6.54% | 15.10% | 7.11% | -2.39% | 0.84 |
| Blackrock | ESGE | Equity | Emerging | 13.00% | 0.25% | 6.83% | - | 185 | No | No | No | 6.03% | 16.80% | 4.90% | -13.49% | 0.78 |
| Blackrock | EMB | Fixed Income | Emerging | 3.30% | 0.39% | 45.14% | - | - | - | No | No | 1.33% | 10.30% | 0.10% | -6.82% | 0.42 |
| Blackrock | MUB | Fixed Income | USA | 7.30% | 0.07% | - | - | - | - | - | - | 2.99% | 3.60% | 2.66% | -1.50% | 0.05 |
| Vanguard | BNDX | Fixed Income | Global | 6.10% | 0.08% | - | - | - | - | - | - | 2.42% | 3.20% | 1.41% | -3.36% | 0.04 |
| Vanguard | VTIP | Fixed Income | USA | 1.30% | 0.05% | - | - | - | - | - | - | 3.43% | 1.90% | 4.97% | 5.70% | 0.07 |
| Blackrock | EAGG | Fixed Income | USA | 2.00% | 0.10% | - | - | - | - | Yes | Yes | 2.63% | 3.30% | 2.64% | -2.62% | 0.02 |
| TOTAL | 0.43% | 6.54% | 5.11% | 73.66 | 5.64% | Yes | Yes | 9.24% | 12.50% | 10.50% | 1.55% | 0.77 |
ESG by Acorns
Basically using an entire lineup of Blackrock ESG funds, Acorn's ESG portfolio interestingly has the lowest fossil fuel exposure and one of the lowest overall carbon footprint of all of these (outside of Carbon Collective).
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Blackrock | ESGD | Equity | Developed | 18.00% | 0.20% | 7.31% | - | 121 | No | No | No | 6.54% | 15.10% | 7.11% | -2.39% | 0.84 |
| Blackrock | ESML | Equity | USA | 3.00% | 0.17% | 5.61% | 4.07% | 122 | No | No | No | 10.89% | 20.70% | 13.70% | -2.35% | 1.17 |
| Blackrock | SUSA | Equity | USA | 6.00% | 0.25% | 2.20% | 7.47% | 23 | No | No | No | 15.24% | 16.10% | 18.96% | 11.40% | 1 |
| Blackrock | ESGU | Equity | USA | 47.00% | 0.15% | 5.67% | 5.58% | 43 | No | Yes | Yes | 14.83% | 16.10% | 18.38% | 10.86% | 1.01 |
| Blackrock | ESGE | Equity | Emerging | 6.00% | 0.25% | 6.83% | 0.00% | 185 | No | No | No | 6.03% | 16.80% | 4.90% | -13.49% | 0.78 |
| Blackrock | GOVT | Fixed Income | USA | 5.00% | 0.05% | - | - | - | No | No | No | 2.31% | 4.00% | 2.49% | -1.94% | -0.06 |
| Blackrock | MBB | Fixed Income | USA | 5.00% | 0.04% | - | - | - | No | No | No | 1.82% | 2.20% | 1.45% | -3.71% | -0.01 |
| Blackrock | SHY | Fixed Income | USA | 3.00% | 0.15% | - | - | - | No | No | No | 1.20% | 1.20% | 1.23% | -2.02% | -0.02 |
| Blackrock | SUSC | Fixed Income | USA | 4.00% | 0.18% | 6.50% | - | - | No | Yes | Yes | - | - | 3.59% | -3.30% | - |
| Blackrock | SUSB | Fixed Income | USA | 3.00% | 0.12% | 5.15% | - | - | No | Yes | Yes | - | - | 2.05% | -2.80% | - |
| TOTAL | 100.00% | 0.15% | 4.62% | 5.70% | 44.33 | 0.00% | Yes | Yes | 10.37% | 12.40% | 12.34% | 4.17% | 0.77 |
Impact by Ellevest Impact
Ellevest is an investing platform built by and for women. Its "Impact" portfolio is almost entirely the same as its generic portfolio, but with the addition of a Blackrock generic ESG fund and a PAX mutual fund that focuses on holding women-led companies and uses its proxy voting to promote gender diversity in its holdings.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Blackrock | SUSA | Equity | USA | 8.70% | 0.25% | 2.20% | 7.47% | 23 | No | No | No | 15.24% | 16.10% | 18.96% | 11.40% | 1 |
| Vanguard | VB | Equity | USA | 6.90% | 0.05% | 6.04% | 3.39% | 142 | No | No | No | 10.72% | 20.30% | 12.40% | 10.72% | 1.16 |
| Vanguard | VBR | Equity | USA | 1.50% | 0.07% | 9.09% | 2.67% | 210 | No | No | No | 8.99% | 21.30% | 12.10% | 5.17% | 1.19 |
| Vanguard | VNQ | Equity | USA | 1.00% | 0.12% | 0% | 0.00% | 17 | No | No | No | 9.03% | 17.20% | 11.29% | 22.33% | 0.85 |
| Vanguard | VO | Equity | USA | 3.50% | 0.04% | 8.24% | 2.61% | 157 | No | No | No | 11.97% | 18.00% | 14.88% | 6.42% | 1.09 |
| Vanguard | VOE | Equity | USA | 1.50% | 0.07% | 15% | 2.00% | 305 | No | No | No | 9.50% | 18.70% | 13.05% | 9.60% | 1.09 |
| Vanguard | VTV | Equity | USA | 3.60% | 0.04% | 15% | 3.24% | 130 | No | Yes | Yes | 10.94% | 16% | 13.36% | 12.81% | 0.95 |
| Vanguard | VTI | Equity | USA | 17.50% | 0.03% | 6.31% | 3.98% | 72 | No | Yes | Yes | 14.12% | 16.40% | 17.14% | 9.45% | 1.03 |
| Blackrock | ESGD | Equity | Developed | 16.20% | 0.20% | 7.31% | - | 121 | No | No | No | 6.54% | 15.10% | 7.11% | -2.39% | 0.84 |
| Vanguard | VNQI | Equity | Global Ex: US | 1.00% | 0.12% | 0% | - | 15 | No | No | No | 4.15% | 15.60% | 1% | -1.18% | 0.76 |
| Blackrock | ESGE | Equity | Emerging | 11.00% | 0.25% | 6.83% | - | 185 | No | No | No | 6.03% | 16.80% | 4.90% | -13.49% | 0.78 |
| PAX | PXWIX | Equity | Global | 8.70% | 0.53% | 0.33% | - | 38 | Yes | No | No | 10.25% | 15.60% | 10.73% | 2.37% | 0.96 |
| Blackrock | MUB | Fixed Income | USA | 11.50% | 0.07% | - | - | - | - | - | - | 2.99% | 3.60% | 2.66% | -1.50% | 0.05 |
| Blackrock | SUB | Fixed Income | USA | 3.00% | 0.07% | - | - | - | - | - | - | 1.13% | 1.50% | 1.03% | -1.50% | 0.03 |
| RBC | ACCSX | Fixed Income | USA | 3.50% | 0.45% | - | - | - | - | - | - | 1.57% | 2% | 1.65% | -3.18% | 0 |
| - | CASH | Cash | - | 1% | - | - | - | - | - | - | - | - | - | - | - | - |
| TOTAL | 100.00% | 0.17% | 4.86% | 4.20% | 85.81 | 8.66% | Yes | Yes | 9.05% | 12.70% | 10.22% | 1.89% | 0.78 |
SRI by Wealthfront
One of the more basic portfolios, Wealthfront's new SRI portfolios (SRI = Socially Responsible Investing) portfolio holds a handful of Blackrock's ESG-focused ETFs. Like most of the portfolios here it holds a slightly lower exposure to fossil fuel companies and a slightly higher exposure to climate solutions companies than a traditional index portfolio.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Blackrock | ESGD | Equity | Developed | 19.00% | 0.20% | 7.31% | - | 121 | 0 | No | No | 6.54% | 15.10% | 7.11% | -2.39% | 0.84 |
| Blackrock | ESGE | Equity | Emerging | 18.00% | 0.25% | 6.83% | - | 185 | 0 | No | No | 6.03% | 16.80% | 4.90% | -13.49% | 0.78 |
| Blackrock | ESGU | Equity | USA | 44.00% | 0.15% | 5.67% | 5.58% | 43 | 0 | Yes | Yes | 14.83% | 16.10% | 18.38% | 10.86% | 1.01 |
| Vanguard | VTEB | Fixed Income | USA | 19% | 0.06% | - | - | - | 0 | No | No | 3.06% | 3.70% | 2.69% | -1.86% | 0.05 |
| TOTAL | 0.46% | 5.11% | 5.58% | 75.21 | 0.00% | Yes | Yes | 9.40% | 12.40% | 10.73% | 1.51% | 0.76 |
Socially Responsible by Ally Invest
Like many of the other portfolios here, Ally's "Socially Responsible" portfolio relies on a combination of Blackrock ESG funds that use MSCI as their ESG data provider. Like the others on this list, it holds slightly fewer fossil fuel companies and slightly more climate solution companies than the overall market index.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Blackrock | ESGD | Equity | Developed | 26.00% | 0.20% | 7.31% | 0.00% | 121 | No | No | No | 6.54% | 15.10% | 7.11% | -2.39% | 0.84 |
| Blackrock | ESML | Equity | USA | 5.00% | 0.17% | 5.61% | 4.07% | 122 | No | No | No | 10.89% | 20.70% | 13.70% | -2.35% | 1.17 |
| Blackrock | ESGU | Equity | USA | 43.00% | 0.15% | 5.67% | 5.58% | 43 | No | Yes | Yes | 14.83% | 16.10% | 18.38% | 10.86% | 1.01 |
| Blackrock | ESGE | Equity | Emerging | 6.00% | 0.25% | 6.83% | 0.00% | 185 | No | No | No | 6.03% | 16.80% | 4.90% | -13.49% | 0.78 |
| Blackrock | IEF | Fixed Income | USA | 6.00% | 0.15% | - | - | - | - | No | No | 2.95% | 5.20% | 3.28% | -1.64% | -0.1 |
| Blackrock | IGIB | Fixed Income | USA | 4.00% | 0.06% | 6.94% | - | - | - | Yes | Yes | 3.62% | 6% | 3.99% | -3.19% | 0.21 |
| Vanguard | BNDX | Fixed Income | Global | 6.00% | 0.08% | - | - | - | - | - | - | 2.42% | 3.20% | 1.41% | -3.36% | 0.04 |
| Vanguard | VMBS | Fixed Income | USA | 4.00% | 0.04% | - | - | - | - | - | - | 1.75% | 2.10% | 1.38% | -3.71% | -0.01 |
| TOTAL | 0.46% | 5.31% | 5.42% | 67.15 | 0.00% | Yes | Yes | 9.41% | 12.30% | 11.05% | 2.46% | 0.76 |
Core by Carbon Collective
The Carbon Collective "Core" portfolio was built to fully divest from fossil fuels (and fossil fuel dependent industries), reinvest into climate solutions, and engage the remainder of the market to pressure them to decarbonize faster, all while offering a similar risk/reward profile as a generic index-based portfolio.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Carbon Collective | Climate Index | Stock | USA | 18.63% | 0 | 0.00% | 18.63% | 0 | Yes | No | No | 21.75% | 20.40% | 30.07% | 0.54% | 1.08 |
| Fidelity | FTEC | Stock | USA | 16.90% | 0.08% | 0.00% | - | 7 | No | No | No | 24.40% | 19.10% | 28.29% | 15.56% | 1.09 |
| Fidelity | FDIS | Stock | USA | 9.90% | 0.08% | 0.00% | - | 30 | No | No | No | 17.52% | 21% | 21.19% | 1.38% | 1.24 |
| Fidelity | FHLC | Stock | USA | 9.61% | 0.08% | 0.00% | - | 6 | No | No | No | 13.31% | 15.20% | 14.54% | 10.88% | 0.81 |
| Fidelity | FCOM | Stock | USA | 7.60% | 0.08% | 0.00% | - | 17 | No | No | No | 10.29% | 17.70% | 12.30% | -10.08% | 0.97 |
| State Street | KRE | Stock | USA | 5.30% | 0.35% | 0.00% | - | 4 | No | No | No | 6.53% | 28.20% | 11.90% | 3.49% | 1.25 |
| State Street | KIE | Stock | USA | 5.30% | 0.35% | 0.00% | - | 2 | No | No | No | 8.09% | 18.10% | 10.16% | 8.43% | 0.94 |
| Carbon Collective | Consumer Staples | Stock | USA | 4.70% | 0 | 0.00% | - | 58 | Yes | No | No | 14.72% | 15.70% | 17.98% | 12% | 0.99 |
| State Street | XLRE | Stock | USA | 2.10% | 0.12% | 0.00% | - | 16 | No | No | No | 11.82% | 16.00% | 13.42% | 28.48% | 0.76 |
| Blackrock | BRGN | Bond | Global | 5.10% | 0.20% | 0.00% | - | - | - | No | No | - | - | 1.49% | -5.70% | - |
| Schwab | SCHR | Bond | USA | 3.60% | 0.04% | 0.00% | - | - | - | No | No | 2.29% | 3.40% | 2.48% | -2.66% | -0.07 |
| VanEck | GRNB | Bond | Global | 2.10% | 0.20% | 0.00% | - | - | - | No | No | 2.12% | 4.60% | 1.52% | -4.92% | 0.11 |
| Blackrock | STIP | Bond | USA | 0.90% | 0.03% | 0.00% | - | - | - | No | No | 3.48% | 1.80% | 5.11% | 5.76% | 0.06 |
| Vanguard | VGLT | Bond | USA | 5.40% | 0.04% | 0.00% | - | - | - | No | No | 5.02% | 11.60% | 5.59% | 0.23% | -0.18 |
| Vanguard | VGSH | Bond | USA | 0.90% | 0.04% | 0.00% | - | - | - | No | No | 1.27% | 1.20% | 1.32% | -1.95% | -0.03 |
| - | CASH | Cash | - | 2.00% | 0 | 0.00% | - | - | - | - | - | |||||
| TOTAL | 100.00% | 0.34% | 0.00% | 18.63% | 9.41 | 23.36% | No | No | 13.94% | 13.20% | 17.21% | 4.97% | 0.81 |
Climate Only by Carbon Collective
The Carbon Collective "Climate Only" portfolio was built to hold only climate solutions and green bonds knowing that such lower levels of diversification would naturally lead to higher risk/reward profiles than a traditional index-based portfolio.
| Company | Fund | Fund Type | Region | Allocation | Annual Fees | % Fossil Fuels | % Climate Solutions | Carbon Footprint | % Votes Ethically | Has Exxon? | Has JP Morgan | 5 Yr Return | 5 Yr Risk | 3 Yr Return | 1 Yr Return | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Carbon Collective | Climate Solutions | Stock | USA | 80.00% | 0 | 0 | 100.00% | - | Yes | No | No | 21.75% | 20.40% | 30.07% | 0.54% | 1.08 |
| Blackrock | BGRN | Bond | Global | 12.70% | 0.20% | 0 | - | 0 | - | No | No | 1.49% | -5.70% | - | - | |
| VanEck | GRNB | Bond | Global | 5.30% | 0.20% | 0 | - | 0 | - | No | No | 2.12% | 4.60% | 1.52% | -4.92% | 0.11 |
| - | CASH | Cash | - | 2.00% | 0 | 0 | - | - | - | - | - | - | - | - | - | - |
| TOTAL | 100.00% | 0.04% | 0.00% | 100.00% | - | 18.55% | 17.00% | 25.33% | 0.76% | 0.88 |
Learn more about our portfolios for individuals and how we build our employer 401(k) portfolios.
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Chapter 3: Why Sustainable Investing Will Likely OutperformNext Chapter 05
Chapter 5: How to Be a Better Investor
